GET THAT CAR LOAN – that’s right for you.
Get That Car Loan is here to help you find the right car loans that suits your lifestyle and budget.
With so many car loans out in the market it can be daunting, so to help you make the right decision we have listed all the types of loans that can available to you, remember our friendly brokers can talk through the right loan so just call us (1300 799225) and we can help you out.
Car loans are used to finance the purchase of a new or used vehicle. Car Loans can be secured or unsecured (although generally at a higher interest rate) with terms that can vary from 12 – 84 months. You can also be eligible for a balloon payment or residual option which can allow for greater flexibility of payments during the life of car loans.
By setting a balloon or residual payment for the end of the term, you can reduce your monthly payments to better suit your own personal budget. At the end of the term, you can either pay out the full amount in one hit or re-finance the balloon amount and continue paying off car loans over a new loan period. (Subject to lender approval conditions).
Speak to your friendly Get That Car Loan specialist and let us help you find the right car loan for you so, you can be behind the wheels sooner than you’ve imagined.
Consumer Car Loans
Personal Loan
Get That Car Loan can help you find a Personal Loan for your next new or used car. A Personal Loan is suitable if you wish to purchase a car that is outside of normal lending guidelines or who do not wish to have a loan secured against their vehicle. Because personal loans can be daunting, our friendly staff is ever ready to ease out the process and provide fast approvals.
Novated Lease
This is the most common type of loan to purchase cars in Australia for personal use. The lender provides the funding necessary for a customer to purchase the vehicle. So, You, as the customer take immediate ownership of the vehicle when it is purchased.
Business Car Loans
No Doc Loans
At Get That Car Loan we can help you with your No Doc or Low Doc Car Loan. This can be the solution for those who are self-employed, or who have started a new business that may have limited financials or be unable to verify their income.
Commercial Hire Purchase
Here at Get That Car Loan, we can offer you a Commercial Hire Purchase (CHP), which is is a commercial finance product where the customer hires the vehicle from the financier for a fixed monthly repayment over a set period of time. As a result, you don’t have to worry about the dollars so much.
Chattel Mortgage
Get That Car Loan can help you with your Chattel Mortgage, Chattel Mortgage is a business finance product where the client owns the vehicle at the time of purchase. The finance provider takes a mortgage over the vehicle as security for the loan. So, you get the vehicle sooner than you’ve thought.
Novated Lease
The most common type of loan to buy cars in Australia for personal use. The lender provides the funding necessary for a customer to purchase the vehicle. So You, as the customer take immediate ownership of the vehicle when it is purchased.
